1. Introduction

Welcome to PredictRAM ("Company", "we", "our", "us"), a unit of Params Data Provider Pvt Ltd. These Terms of Service ("Terms") govern your use of our website, applications, and services (collectively, the "Services").

PredictRAM is a SEBI-registered research platform that provides financial research, analysis, and educational services to investors and analysts in India and globally.

2. Eligibility

To use our Services, you must:

• Be at least 18 years of age
• Have the legal capacity to enter into binding contracts
• Not be prohibited from using the Services under applicable laws
• Provide accurate and complete registration information

3. Account Registration

When you create an account with us, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access

4. Services Description

PredictRAM provides the following services:

• Research Reports: Access to financial research and analysis reports
• Analyst Platform: Tools for analysts to create and publish research
• Investment Insights: Market analysis and investment recommendations
• Educational Content: Financial education and training materials
• Video Sessions: One-on-one consultations with research analysts
• ML Models: Machine learning-based market prediction tools

5. Investment Disclaimer

6. Prohibited Activities

You agree not to:

• Use the Services for any unlawful purpose
• Violate any applicable laws or regulations including SEBI guidelines
• Impersonate any person or entity
• Interfere with or disrupt the Services
• Attempt to gain unauthorized access to our systems
• Share your account credentials with others
• Redistribute or resell our research without authorization
• Engage in market manipulation or insider trading

7. Intellectual Property

All content on PredictRAM, including but not limited to research reports, analysis, software, logos, and trademarks, is the property of PredictRAM or its licensors and is protected by intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the Services for personal, non-commercial purposes only.

8. Payment Terms

For paid services:

• All fees are quoted in Indian Rupees (INR) unless otherwise specified
• Payments are processed securely through our payment partners
• Subscription fees are billed in advance on a recurring basis
• Refunds are subject to our refund policy
• We reserve the right to change pricing with reasonable notice

9. Termination

We may suspend or terminate your account if you:

• Violate these Terms of Service
• Engage in fraudulent or illegal activities
• Fail to pay applicable fees
• Abuse or misuse our Services

You may terminate your account at any time by contacting our support team.

10. Limitation of Liability

To the maximum extent permitted by law:

• PredictRAM shall not be liable for any indirect, incidental, special, or consequential damages
• Our total liability shall not exceed the amount paid by you for the Services
• We do not guarantee the accuracy or completeness of any research or analysis

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.

12. Contact Information

For questions about these Terms of Service, please contact us:

• Company: PredictRAM - a unit of Params Data Provider Pvt Ltd
• Address: B1/639 A, Janakpuri, New Delhi, Delhi 110058, India
• Email: support@predictram.com
• Phone: +91-98733-87612
• CIN: U72200DL2020PTC374889
• SEBI RA Registration: INH000022400
• BSE Enlistment Number: 6755

13. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through our platform. Your continued use of the Services after such modifications constitutes acceptance of the updated Terms.